United Insurance

Private Car Comprehensive:

Comprehensive Car Insurance plans provide comprehensive coverage for your vehicle to make you feel secure and protected.

Risks Covered:

Section 1: Loss or Damage

The Insured shall be indemnified against loss of or damage to the Motor car and / or its accessories whilst thereon by:

• Accidental external means
• Fire, External explosion, self-ignition or lightning or frost
• Burglary, house-breaking or theft
• Malicious act
• Riot, strike
• Flood, hail, wind, hurricane, cyclone, tornado or typhoon
• Earthquake, volcanic eruption or other convulsion of nature and
• Whilst in transit by air, road, rail, inland waterway, lift or elevator

Section 2: Liability to third party

• Death or bodily injury to a third party (except for the person employed by the insured)
• Damage to property of a third party (except for the property held in trust or custody by the insured of a third party)
• The driver who is driving the motor car on the insured’s order / permission, shall be duly indemnified provided that such driver is not entitled to any other insurance policy. ? Indemnity to the insured even when he is driving a vehicle not belonging to him and not hired by him under a hire purchase agreement
• In case of death of a third party, the company will indemnify the deceased’s personal representatives in the terms of and subject to the limitations of the policy.

Value Added Features:

• Free towing to the nearest workshop.
• Get your car repaired from the workshop of your own choice.
• UIC claims experts will help in getting the final police Investigation Report.
• Free death repatriation of the driver within Pakistan.
• Funeral expenses & arrangements for the said person will be borne by UIC.
• No hidden taxes & charges.
• We commit to settle all theft and total loss Claims within 30 days after reporting/submission of requisite documents.

Commercial Vehicle:

Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.

3T Insurance:

3T insurance covers theft, third party and total loss only.